How To Not Get Bombarded With New Credit Offers
Sep 20, 2024Have you ever had your credit pulled for one thing only to get BOMBARDED with dozens of NEW CREDIT OFFERS via email, phone, and text? 😖
It really stinks! But guess what? It can be avoided.
OptOutPrescreen.com is a centralized service managed by the major consumer credit reporting companies (Equifax, Experian, TransUnion, and Innovis) that allows you to opt out of receiving prescreened offers of credit and insurance. Here's how you can use it:
- Visit the Website: Go to OptOutPrescreen.com
- Review Your Options: You have two options available:
- Electronic Opt-Out: You can choose to opt out for five years by completing the online form.
- Permanent Opt-Out: If you prefer a more permanent solution, you can print out the form and mail it to the address provided on the website.
- Confirmation: After submitting your request online, you will receive a confirmation email. If you choose the mail-in option, you will need to provide the required information and wait for your request to be processed.
- Stay Updated: You can also revisit the website if you want to opt back in or change your preferences in the future.
***I actually do this for my clients almost every time before pulling credit. So long as we can wait five days to pull credit, then we do this.***
Spending a few minutes “opting out” is SO WORTH IT because you do not want to deal with all of those unsolicited credit and insurance offers when you are in the middle of buying a home.
Have you heard of OptOutPrescreen.com before?
Do you have another service you love for keeping spam at bay?
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